Bank of America Customized Cash Rewards Credit Card

Welcome to the Bank of America Customized Cash Rewards Credit Card, a financial tool designed to empower your everyday spending.

This versatile credit card offers tailored cash rewards that align perfectly with your unique lifestyle and spending habits.

Whether you're fueling your car, dining out, or shopping online, enjoy cash back in categories that matter most to you.

With its relevance to residents of the United States, it's a smart choice that combines flexibility with financial rewards, helping you make the most of your purchases.

3% cash back in a category of your choice

With the Bank of America Customized Cash Rewards Credit Card, you can earn 3% cash back in a category that best fits your spending habits.

This allows you to tailor your rewards to maximize savings in areas where you spend the most, such as gas, online shopping, dining, travel, drugstores, or home improvement and furnishings.

Every time you make a purchase in your chosen category, you're effectively saving money, which can be especially beneficial over time.

It’s like having a reward for your usual spending without needing to change your habits.

No annual fee

One of the standout features of the Bank of America Customized Cash Rewards Credit Card is that it comes with no annual fee.

This means you can enjoy the card's benefits and rewards without any yearly cost eating into your savings.

For many users, this is a significant advantage, as it allows them to keep more of what they earn in cash back and other rewards.

It’s an excellent option for budget-conscious cardholders who want value without additional expenses.

Interested in applying for your credit card? Tap the button below to discover the additional benefits and how to request!

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Introductory 0% APR for 15 billing cycles on purchases

This credit card offers a valuable benefit with its introductory 0% APR on purchases for the first 15 billing cycles.

Imagine buying a large item, like a new appliance, knowing you can spread out the cost over more than a year with no interest.

During these initial months, you pay only the purchase price, without accruing extra charges, which helps with budgeting.

After the promotional period, a variable APR based on creditworthiness will apply.

Access to Bank of America's Preferred Rewards Program

Cardholders have the distinct advantage of qualifying for the Bank of America's Preferred Rewards Program.

This program rewards you with benefits like increased cash back and interest rate discounts based on your banking activity.

As you grow your relationship with Bank of America, you can enjoy progressively higher rewards.

It’s a way of acknowledging and rewarding your loyalty with tangible benefits, enhancing the overall value you get from the card.